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Housing Financial Assistance Programs

Overview

The Division of Community Development offers Affordable Housing Financial Assistance Programs (loans, grants, and rebates) that assist low-moderate income homeowners and owners of one to three unit residential properties with low-moderate income tenants in making improvements to their homes including correcting code violations, enhancing energy efficiency, and increasing accessibility.

Please review the brief description of each program below then click on the button below to apply, or contact the Division of Community Development for additional information.

Housing Assistance Program Application Portal

Low-Interest Home Rehabilitation Loan Program

  • Owner occupied
  • Low/moderate income requirements
  • Secured by a lien on the property
  • Repayment Options:
  • 3% loan – $25,000 maximum; repayment terms based on credit history and income; may not exceed 240 months.
  • 0% Deferred Payment Loan – Applicants must be 65+ or permanently disabled; payment in full due when property is no longer owner occupied.
  • Emergency Loans – for single item repairs.

Repair Accessibility & Maintenance Grant Program

  • Owner occupied
  • Low/moderate income requirements
  • Up to $10,000 grant assistance for approved improvements.

Home Improvement Rebate Program

  • Owner occupied
  • Low/moderate income requirements
  • Must bring exterior into compliance with Division of Building and Housing
  • Rebates available for qualified exterior & interior improvements
  • 50% up to $10,000 for eligible repairs including but not limited to roofs, exterior painting, porch repairs, concrete, masonry repairs, or
  • Up to $5,000 for repairs to sewer line connections, dye test required

Home Weatherization Program

  • Owner occupied
  • Low/moderate income requirements
  • Free energy audit
  • Up to $10,000 grant assistance for approved improvements.

Connect

Planning and Development

Lakewood City Hall
12650 Detroit Ave.
Lakewood, OH 44107

Phone Number:

(216) 529-7681

Email Address:

dcd@lakewoodoh.gov

Hours:

Monday through Friday
8:00 AM – 4:00 PM